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For example, if you paid $3,000 to a Loan Modification company to negotiate with a bank on your behalf or prevent a foreclosure, under California law you may be entitled to get up to $9,000 back from that Loan Modification company, as well as additional damages.
Even if the Loan Modification company was partially successful in lowering your monthly mortgage, you may still be entitled to get all of your money back if you were not given proper notice or if the Loan Modification company took money from you before its services were completed.
It does not matter what the Loan Modification company had you sign. You cannot waive or give up these rights. Any attempt by the Loan Modification company to force you to do so is illegal and unenforceable.

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